Privacy Policy – Investiorum.com

Effective Date: [07/09/2024]
Last Updated: [11/02/2025]

At Investiorum.com, we recognize the importance of privacy and are committed to protecting the personal information of our visitors. This Privacy Policy explains how we collect, use, process, store, and protect your personal data in compliance with global data protection laws, including the General Data Protection Regulation (GDPR) in the European Union, the California Consumer Privacy Act (CCPA) in the United States, the Lei Geral de Proteção de Dados (LGPD) in Brazil, the Personal Information Protection and Electronic Documents Act (PIPEDA) in Canada, the Personal Data Protection Act (PDPA) in Singapore, the Privacy Act in Australia, and the Protection of Personal Information Act (POPIA) in South Africa.

By accessing and using Investiorum.com, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this policy, you should discontinue the use of our website and refrain from providing personal information.

Information We Collect

We collect personal data in multiple ways, both through direct user interactions and automated tracking technologies. Users may voluntarily provide personal information when subscribing to newsletters, submitting inquiries, leaving comments, or engaging with interactive features on our website. This information may include names, email addresses, and preferences regarding investment topics.

In addition to user-submitted data, we also collect information automatically through cookies, tracking pixels, and analytics tools. This may include IP addresses, browser types, device details, operating systems, geographic locations, and browsing behaviors. These technologies help us analyze website traffic, enhance user experience, and prevent fraudulent activities.

How We Use Your Data

The data collected from users is processed for multiple lawful purposes in accordance with GDPR, CCPA, LGPD, and other applicable laws. We use personal information to improve website functionality, respond to inquiries, send newsletters and investment insights, analyze visitor interactions, comply with legal obligations, and secure the website from cyber threats.

Where required by law, we obtain explicit consent before processing personal data, particularly in jurisdictions that enforce strict privacy regulations. Users have the right to withdraw consent at any time without affecting the legality of prior processing.

Legal Basis for Processing (GDPR Compliance)

For users located in the European Economic Area (EEA), we process personal data based on one or more legal grounds, including consent, contractual obligations, compliance with legal requirements, and legitimate business interests. These legal bases ensure that data is processed transparently and fairly.

If users withdraw their consent or object to data processing, we will cease processing personal information unless there is an overriding legitimate reason that justifies continued use.

International Data Transfers

As Investiorum.com is accessible globally, personal data collected from users may be transferred and stored in jurisdictions outside their country of residence. For users in the European Economic Area (EEA), we ensure that any transfer of data outside the EEA complies with GDPR requirements. This includes using Standard Contractual Clauses (SCCs) and working with third-party service providers that implement similar privacy protections.

For users in the United States, Canada, Brazil, Australia, and Singapore, we take all necessary precautions to comply with local privacy laws when processing international data transfers.

Data Retention and Security

We retain personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal obligations. The retention period is determined based on the type of data collected, regulatory requirements, and business needs. Once the retention period expires, data is securely deleted or anonymized to prevent unauthorized access.

Security is a core priority, and we implement industry-standard security measures such as encryption, firewalls, access controls, and secure data storage systems. Despite these precautions, no online platform is entirely immune to security risks. Users are encouraged to take additional steps to protect their personal information, such as using strong passwords and ensuring secure internet connections.

Your Rights Under Global Privacy Laws

Users in different jurisdictions have specific rights regarding their personal data.

For European Union residents, GDPR grants the right to access, correct, delete, restrict processing, and object to the use of personal data. Users may also request data portability or file complaints with their local Data Protection Authority (DPA) if they believe their privacy rights are being violated.

For California residents, CCPA allows users to request information about the personal data we collect, request deletion of their data, and opt out of the sale of personal information. While Investiorum.com does not sell personal data, we ensure compliance with user opt-out requests.

For Brazilian users, LGPD provides similar rights, allowing individuals to access their personal data, request corrections, and revoke consent for data processing.

For Canadian users, PIPEDA grants rights to access, update, and challenge the accuracy of personal data collected.

For users in Australia, South Africa, and Singapore, local privacy laws grant rights to access, modify, and request deletion of personal information under specific legal conditions.

To exercise any of these rights, users may contact us at help@investiorum.com. We will respond to such requests within the legally required timeframe.

Cookies and Tracking Technologies

Investiorum.com uses cookies and tracking technologies to personalize user experiences, analyze website performance, and provide targeted content. Cookies help us remember user preferences and enhance site functionality.

Users can manage or disable cookies through their browser settings. However, disabling cookies may limit certain website features and impact usability.

Additionally, we work with third-party services such as Google Analytics and social media platforms, which may collect independent data. These third parties operate under their own privacy policies, and users are encouraged to review them for further details on data handling practices.

Third-Party Services and External Links

Investiorum.com may feature links to third-party websites, including financial news sources, investment platforms, and advertising partners. These external sites operate independently, and we do not control their privacy practices. Users who navigate to third-party websites are responsible for reviewing their respective privacy policies to understand how personal data is handled outside of our platform.

Children’s Privacy

Investiorum.com is not intended for individuals under the age of 16. We do not knowingly collect or process personal data from minors. If we become aware that a child has provided personal information without parental consent, we will take immediate steps to remove the data.

Parents or guardians who believe that their child’s information has been submitted to our website should contact us at help@investiorum.com to request deletion.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in privacy regulations, technological advancements, or business operations. Updates will be published with a revised effective date, and in cases of significant modifications, we may notify users via email or website announcements.

Continued use of Investiorum.com after any changes to this Privacy Policy constitutes acceptance of the revised terms. Users are encouraged to review this policy periodically to stay informed about how their data is handled.

Contact Information

For any questions, concerns, or data requests, users can contact us at:

Investiorum.com
Email: help@investiorum.com

As we do not have a physical office location, all correspondence should be conducted electronically. Users in the European Union, Canada, Australia, Brazil, or other jurisdictions with designated Data Protection Authorities (DPAs) may also contact their local regulator for additional privacy-related inquiries.

At Investiorum.com, we are committed to maintaining the highest standards of privacy, data protection, and transparency. Users are encouraged to reach out if they have any concerns regarding privacy rights, security, or compliance with global privacy regulations.